Business Funding Designed For Home Service Businesses
Fast, flexible working capital to help you grow, purchase equipment, and manage cash flow — without slowing your business down.
Funding That Works Like You Do
At Abundance Payments, we know that growing a service business means investing in people, vehicles, tools, and schedules — all while keeping cash flow steady. That’s why we offer working capital solutions designed specifically for home service and field-based businesses.
Whether you need funds for equipment, payroll, inventory, marketing, or seasonal slowdowns, our business funding options give you fast access to the capital you need — with a simple application and flexible terms.
How It Works
1.
We don’t waste your time with complicated paperwork or long approval timelines. Our streamlined online application is simple, secure, and designed for busy business owners.
Provide a few basic details about your business, and we’ll quickly review your information to determine your funding options — so you can focus on running your company.
Complete Our 5-Minute Online Application
2.
Our technology evaluates your recent business performance and cash flow to match you with funding options tailored to your needs.
Instead of one-size-fits-all solutions, we provide flexible offers designed around your revenue and growth goals — so you can choose the option that works best for your business.
Receive a Customized Funding Offer
3.
Once approved, funds are deposited directly into your business bank account — often within 24 hours.
You can immediately put your capital to work on equipment, payroll, marketing, inventory, or growth opportunities without delays or unnecessary red tape.
Get Funded Within 24 Hours
Do I Qualify?
Time In Business
12 Months+
Gross Monthly Revenue
$10,000+
Personal Credit
600+ FICO
FAQ
Will my credit be impacted by applying?
Applying will not affect your credit score.
How quickly can I get my funding?
Funds are typically deposited into your account within 24 hours.
What information do I need to apply?
All you need to apply is basic information about you, your business and your bank account details.
What is the repayment period?
You can keep the funds for up to 18 months. However, the terms you receive depend on your eligibility.
What are the minimum requirements?
Your business must be over 12 months old and average a minimum of $10,000 in gross monthly revenue over the last three months. You’ll also need a personal FICO credit score that’s above 600.
Do I need collateral?
You are not required to provide any collateral. We simply consider your business’s overall performance and cash flow.

How is my rate determined?
Each application is considered based on your bank transactions, cash flow, and partially on your credit. Your actual rate is calculated using our proprietary algorithm, which takes into consideration several factors.
How do I make repayments?
Payments are withdrawn from your business checking account daily via ACH. You can choose to repay at your own pace with a percentage of your daily sales or make fixed daily payments.

