Need access to funding when opportunities arise? A business line of credit gives you flexible access to capital without committing to a large lump-sum loan. Use what you need, when you need it, and only pay interest on the amount you borrow.
From payroll and inventory to marketing and seasonal expenses, your line of credit is always available to support your business as it grows.
Business Lines of Credit
Key Details
Payback Terms
6 Months – 3 Years
Max Credit Line
$5K – $3M
Funding Time
As little as 1 day
Type
Revolving Line — reuse funds without reapplying
Credit Pull
Soft
Repayment
Weekly or Monthly
How It Works
A business line of credit works much like a credit card, but with greater flexibility and often more competitive rates. Once approved, you can access funds anytime up to your credit limit. As you repay what you’ve borrowed, your available balance is restored — without the need to reapply.
One of the biggest advantages is that many of our lines use simple interest. This means paying off your balance early can save you money, while each payment also helps strengthen your business credit profile.
Simple Interest
Unsecured (Not tied to any asset and no collateral required, based purely on the reliability of the business itself)
Revolving Line of Credit
Revolving Access
Use it. Repay it. Use it again. Simple.
Funds available on demand
Need funds fast? Your line of credit is available when you need it.
Why Businesses Use Lines of Credit
Highly Cost Effective
No charged interest on unused funds, so you stay in control of costs.
Ready To Go? Apply Now!
Is a Line of Credit Right for You?
Lines of credit are ideal for:
Businesses with seasonal revenue swings
Companies that want to avoid paying interest on full loan amounts
Owners looking for flexible funding without reapplying
Startups and newer businesses (qualify for shorter terms)
More established businesses (may access longer terms and higher limits)
